Terri Fassi is an experienced professional with over 25 years in the financial industry. She is the manager of Fassi Financial , which was established in 1994. She attended the University of Missouri and graduated in 1977 with a Bachelor of Science in Business Administration. She completed her graduate studies at the same institution and earned her Master of Business Administration in 1980. She is a certified public accountant and a certified divorce financial analyst.
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After receiving her Bachelor’s degree, Terri Fassi became a staff accountant with Ernst & Ernst in St. Louis, Missouri, where she was responsible for providing auditing services to government agencies and major corporations. In 1980 she accepted the budget manager position at Pfizer Genetics. Her responsibilities included forecasting expected expense and sales results and comparing them to actual numbers.
She owned a regional certified public accounting company in St. Louis, called P&W Group. Here she provided tax planning and preparation services for both businesses and individuals. She also handled accounting compilation and review services to small to mid-sized businesses and audit services for government agencies.
In 1994, Terri Fassi and her husband moved to Fort Collins, Colorado, where they began working for Fassi Financial Network. Along with her professional team, Fassi works with clients in all 50 states and is licensed in Colorado, Wyoming, Washington, Texas, Ohio, Minnesota, Illinois, California, and Arkansas. They offer personalized comprehensive financial planning strategies for wealth management, wealth transfers, wealth preservation, and wealth distribution. Fassi also works with clients in matters pertaining to wealth accumulation, tax management, and income distribution.
Wealth management services include creating an investment policy statement, which is a document between the financial planner and client outlining general rules for the financial professional to follow. It describes general investment objectives and goals, techniques the professional should utilize, and specific information on risk tolerance, asset allocation and liquidity requirements. The wealth management team of this company allocates the client’s resources in accordance with this document and evaluates it on a consistent basis.
Wealth preservation assistance entails the use of tactical allocation techniques, tax planning which allows the client to preserve the majority of their income, and third party risk transfers. Wealth distribution deals with evaluating tax implications and income needs to make sure that the client does not outlive their resources. Wealth transfer services include evaluating estate tax implications, offering business continuation planning, and reviewing trusts, wills, and beneficiary designations.
As a certified divorce financial analyst, Terri Fassi works with individual clients and couples to help them come to terms with the financial and tax implications of their divorce. She is able to measure the financial impact of dividing various assets and assists her clients in gaining an understanding of the short- and long-term effects. This process saves divorcing couples money, time, and added stress, particularly when done in the early stages of the legal proceedings.
Teaching Experience at the Collegiate Level
From 1982 through 1986, Terri Fassi was an Associate Professor of Accounting at the University of Missouri, located in St. Louis. The School of Business, which her program was based out of, offers programs which consistently rank in the top 20 according to World Report. The Accounting department’s mission is to “provide students with the means to deal with the challenges confronting the accounting profession and to contribute to their solutions.” They focus on the measurement and analysis of business activity, processing the data into reports, and properly communicating the information to the appropriate decision makers. Fassi taught courses such as Introduction to Accounting, Introduction to Finance, and Managerial Accounting.
She utilizes her background today when co-teaching classes on modern retirement planning with her husband. They offer their expertise to these courses at Colorado State University, located in Greeley, Colorado. They also teach these through Colorado State University and the University of Nevada, Reno.